10 Legit Online Investment Platforms in Nigeria (2022)

If you’re looking for a legit investment platforms in Nigeria that can help you make money and does all the heavy lifting for you, then you can’t go wrong with these our compiled lists of best investment platform in Nigeria 2022.

They are tested and trusted and guaranteed safe way to grow your money without fear as most of them are licensed by government and insured by approved bodies.

These investment platforms are online but also have offline locations where you can work in to make enquiries if you want to.

Many of them offer automated savings as well as different investment opportunities.

However, they all have different ROI they promise their investors, though its usually within the range of lesser or greater 13% per annum.

One thing is certain, you can really build wealth leveraging these platforms.

10 Best Investment Platforms in Nigeria 2022

1. PiggyVest

investment platforms in Nigeria

PiggyVest is among the best investment platform in Nigeria that allows you to invest in pre-vetted low-medium risk primary and secondary investment opportunities easily with any amount you have.

Piggyvest offer various investment opportunities like Fixed income instrument, Agriculture, Transportation, Real Estate, etc

All investment opportunities are pre-vetted to ensure that they have minimum risk and they have proper insurance cover.

With 5,000 Naira, you can start investing with Piggyvest and earn upto 25% per annum in return.

Piggyvest also offers high interest savings opportunities where you can earn up to 13% p.a.

You can start your saving journey with PiggyVest with at least 100 Naira

This entails that if investment opportunities are not available you can take advantage of their high yield saving platform to start earning on your savings.

Interest on investment can be paid monthly, quarterly or yearly depending on the terms and conditions backing the investment.

Likewise for the saving options, interest depends on the the packagge you opt in for.

For Fixed Savings, it allows you to fix your savings for a particular period of time and earn interest of upto 13% per annum.

While for Automated savings (PiggyBank), you can save and earn up to 10% p.a.

For Goal-Oriented Savings, you get up to 9% p.a. and with Flex Naira, you can earn upto 8% p.a.

When it comes to withdrawal, you can withdraw your funds at the end of the investment period or sell your units of investment before the maturity date.

However, if the investment is not mature and you want to sell, you will have to place your units of investment on sale and wait for a buyer.

PiggyVest is very secure, they have two licensed Microfinance banks and a certified corporate organisation.

All funds are further managed by AIICO Capital – a leading asset management company in Nigeria, registered and licensed by the Securities and Exchange Commission

PiggyVest App is available both on Google Play store and Apple store and can be downloaded for free.

Their official offline address is located at

Tesmot House, 3 Abdulrahman Okene Close, Off Ligali Ayorinde St, Victoria Island, Lagos.

2. Cowrywise

investment platforms in Nigeria

This is another legit investment platforms in Nigeria with a wide array of time tested & professional managed investment products.

Through their systematic investment plan, you can automate your investment on any product on their app.

Cowrywise offer the opportunity for investors to invest in Naira or dollar Mutual funds

Interest is earned either in the form of interest or capital gains.

Capital gains refer to selling your units of investment for more than you bought it.

With Cowrywise, you can start investment with as little as 1,000 Naira however, you must note that the higher the amount the better the interest.

To get started with this App, all you need to do is sign up with a valid email, phone number and BVN.

To fund your Cowrywise savings or investment opportunities, you have the option of using your debit card or through bank transfer.

You can invest for as long as you want but interest percentages are calculated per annum.

Cowrywise have one of the most intuitive App with good looking design and very easy to use interphase.

The App allows you to measure your investment progress thereby helping you make better decisions.

You can withdraw your investment instantly to your local bank as soon as the investment matures.

To ensure safety of all invested funds, investments are done on risk-free instruments and the funds are held by Meristem Trustees, a company registered with The Security and Exchange Commision (SEC) on behalf of savers.

Cowryise physical location is at 5C Rev.Ogunbiyi St, Ikeja GRA, Ikeja.

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3. Carbon

investment platforms in Nigeria

Carbon is one of the top genuine online investment companies in Nigeria with diverse digital finance solutions.

Although Carbon started out in the digital lending market, now the company offers a number of services from savings to payments solutions and investment.

The company offer one of the best return on investment in the country.

You can start investing with carbon with as little as 100 Naira and get upto 16% per annum.

You can also choose the investment duration which ranges from 3 months to 12 months.

To invest with Carbon, you have to first select the investment plan of choice (Cash Vault, Goals or Flexsure) then input the amount you want to invest, duration and fund via your bank account or debit card.

Your funds with Carbon are safe. All funds are managed by One Finance and Investment Ltd which is licensed and regulated by CBN.

When investing, there is the option to either invest in, 3, 6 or 12 months with interest rate of upto 16%.

Savers and investors can set automated daily, weekly or monthly saving target with any of their plans

Carbon physical registered address is at Plot 642C Akin Adesola Street, Lagos, Nigeria.

4. Bamboo

If there is one legit investment platform in Nigeria that must be reckoned with in this compiled list of best investment platforms, Bamboo is definitely one.

Bamboo is a top-notch investment company that gives unrestricted access to over 3,000 stocks listed on the US Stock Exchange right from the comfort of your smartphone.

You can fund your Bamboo Naira or Dollar wallet and begin to invest almost immediately without any waste of time.

You can also decide to diversify your investment by buying into bundle of stocks called ETF

To get started with Bamboo Investment, you will need atleast 20 Dollars or its equivalent in Naira.

However, you must note that if you deposit from a Naira payment option, you can only withdraw to a Naira account and if you deposit from a USD payment option, you can only withdraw to a USD account.

When signing up for a Bamboo account, your BVN will be requested alongside a valid ID and utility bill.

For payment option, they accept Master and Visa card as well as bank transfer.

Bamboo App has an intuitive design with inbuilt technology to give you a clear picture of your portfolio performance over time inorder to adjust your position and learn by doing so.

You can as well track returns on investment purchases through the app.

All Bamboo investment are overseen by Securities Investment Protection and all accounts are insured upto the tune of $500,000 by FDIC.

Their physical location is at Plot 1 Block 22 Babatunde Anjous Avenue, Lekki Phase 1.

5. RiseVest

RiseVest offers an intuitive and easy way to invest in global denominated assets.

You can invest in any of the well managed asset with an assurance of upto 14% and a possibility of upto 41% interest per annum.

Their major assets include, Real Estate, Fixed Income and Stocks.

With RiseVest, you can be assured of good wealth management.

Your funds are save with RiseVest as they are managed and monitored by ARM Trustee Ltd.

The platform has an intuitive design with inbuilt tracker to track your investments and see live how you are doing at any time.

You can also use their app to set your financial goal.

To get started with RiseVest, you need atleast $10, thereafter, you choose a plan and set a duration.

All RiseVest accounts are protected with the same encryption technology banks use.

All stock investment are insured upto the tune of $500,000 by the U.S Securities Investment Protection Corporation (SIPC).

The fun part with RiseVest is that you get free expert financial advice on your investment.

Their physical location is at Block D 5, Jacob Mews Estate, 21 Adebisi Street, Yaba, Lagos.

6. Trove

Trove is an online investment platform in Nigeria that lets you invest in US, Chinese and Nigerian stocks, bonds, exchange traded funds and other securities with the help of a smartphone.

With as little as $10, you can start your investment venture.

You can buy any publicly traded equity, bond or foreign assets as a one-off investment using a debit/credit card or through bank transfer.

Trove has an option for you to invest via Naira or Dollar.

Naira wallets are used in investing in local Nigerian stocks while the Dollar wallets are used for investing in foreign stocks.

To get started with Trove, your BVN is required alongside a valid license and utility bill.

With over 4,000 stocks in Trove, you can start investing as soon as you have money in your brokerage account.

Your investment through Trove are safe.

All Trove investments are held and managed by Sigma Securities Ltd and ARM securities Ltd, both of which are SEC licensed regulated brokerage firms.

And for that of the US Dollar investment accounts, they are held by Drive Wealth, a FINRA regulated brokerage firm.

To help you with investing, Trove has a trending stocks chart to help you with investment opportunities based on your profile.

Their app also gives indication of stocks that are trending in the news, social media, etc

In Addition, the app gives decision support indicators and data based on the company’s past performance, analysts’ opinion and the company’s predicted performance trend.

Trove physical address is located at 18B Oladimeji Alo Street, Off Freedom Way, lekki Lagos.

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7. Chaka

Chaka is another legit investment platforms in Nigeria that offers access to investing in Nigeria and US Stocks Exchange as well as other Securities.

There is no doubt, as at today, Chaka is one of the best ways to invest in stocks, bonds, ETFS and other assets from the US, UK, Nigeria, China, among others.

It is a legit investment firm with license from Securities and Exchange Commission of Nigeria (SEC).

Local assets are regulated by Nigerian Stock Exchange and Central Securities Clearing System (CSCS) while their Dollar assets are regulated by US FINRA and US SEC.

All Dollar accounts are insured upto the tune of $500,000 by SIPC.

They have over 4000 Dollar assets you can choose and invest in.

Chaka has an intuitive app designed to ease the highs and lows that come with investment.

You can start trading local and foreign stock with Chaka with as low as $10.

Their assets come with some of the world best stocks like Apple, Google, Netflex, Alibaba, Tesla, etc.

You can track returns on investment purchases through Chaka.

Their physical location is at No 6, Osborne Road, Ikoyi, Lagos.

8. Wealth NG

This is another top-notch online investment platform in Nigeria where you can invest in Treasury Bills, Stocks, Mutual Funds and Real Estate.

Through their intuitive website, you can manage and monitor your investments in real time and see how much interest you will get when your investment matures.

As a member, you are entitled to enjoy advice from seasonal wealth managers.

Through Wealth NG, you can invest in short term products like 30 days Treasury Bills, or long term products like Stocks and Real Estate Assets.

To get started, your BVN as well as next of kin will be required to verify your identity.

Wealth NG uses artificial intelligence powered conversational chat bot.

The chatbot is designed to give personalised investment advice and answer

Wealth also offers saving opportunities with interest of upto 7% per annum and you can start saving with a minimum of 1,000 Naira.

Wealth NG is available for free on both Apple Store and Google Play store.

Through their app, you can access all features including making investment transactions, monitoring portfolio, sending gifts, calculating net worth among others.

For Bonds, you can start investment with a minimum of 100,000 Naira and you can decide to sell even before it matures anytime.

All funds in Wealth NG are managed by Sankore Securities Ltd which is registered with NSE and regulated by SEC

Wealth NG physical location is at 33B, Cameron Road, Off Alfred Rewane, Ikoyi, lagos Nigeria.

9. I-Invest

This is another online investment platform in Nigeria today that give you access to invest in risk free investment opportunities like, Treasury bills, Eurobonds, Equities, etc

Through the array of investment products, investors in I-invest can match products to their investment needs.

I-invest can be accessed through the official website and web apps.

All funds on i-invest are safe. They are the official product of Parthian Partners Ltd, a company regulated by the SEC.

Through their app, you can track various investment portfolios.

To get started with the app, you will need to sign up with a valid means of identification as well as utility bill and choose from the list of available securities to transact.

A minimum of 100,000 Naira is requested to start investment in a portfolio of your choice.

Their physical location is at 22A Udi Street, Osborne Foreshore, Ikoyi Lagos.

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10. Payday Investor

This is an investment platform that helps you save money and grow earnings through investment in the ARM Money Market Fund.

Payday Investor is a product of ARM Investment managers, a subsidiary of Assest & Resource Management Holding Company which is licenced and regulated by SEC.

They have an intuitive App which can be accessed through the Apple and Google Play Store.

The App also help you with tracking of your interest daily.

You can get upto 15% on your investments.

As an investor, you can automate your savings to the way you like it, weekly or monthly

To get started, you will need to have a minimum of 1,000 Naira, then create an account and set up an investment plan and funding options.

All saved funds are automatically invested in ARM Money Fund which can be accessed at will anytime when matured.

As a product of ARM, Payday Investor has experienced investment fund managers to help you if the need arises.

How To Choose An investment Platform in Nigeria

When choosing a platform, you should consider the following factors, it will serve as a guide in choosing the best one.

Notwithstanding, many of the platforms here are accredited investment platforms and can be relied upon.

The factors below also influenced our decisions in compiling the list above.

What To Consider When Choosing an Investment Platform in Nigeria

  • Does the platform have a mobile app?
  • What range of investments does the platform have
  • What about customer service?
  • Is it a recommended investment platform
  • How legit is the platform
  • Is it recognized by the CAC
  • Is it regulated by SEC or affiliated to a firm that is regulated by SEC
  • Can they be physically located
  • Is their interest rate to high to be true, then is likely a scam if yes
  • How secure is your fund
  • What is their withdrawal policy
  • What is the minimum investment
  • Do they have experts that can guide you through investment decision

Sourcing for answer or asking your investment platform this questions will go a long way in given you better clue of genuine from fake ones.


To grow your fund, investment is one sure and guaranteed way.

You can decide to invest in portfolio such as Stocks, Bonds, Mutual funds, Real estate, Agriculture and earn interest of upto 25%.

With this compiled list above, you are sure of getting genuine online investment companies in Nigeria you can leverage to start your investment journey.

These platforms offer hassle-free investment experience.

They are legit, tested and trusted

Irrespective of your status, whether individual, expert or beginner, the platform allows you to start investing almost immediately with little to no capital.

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